Under the new Green Homes Grant Scheme, homeowners have the opportunity to access grants that are available for them to have cavity wall insulation installed in their properties. The grants are for people who are on benefits, providing them with the opportunity to receive up to £10,000 in vouchers that allow them to carry out energy efficiency improvements which can include cavity wall insulation.
However, the grants are not just available for those on benefits as they can be accessed by each household whereby they can access a maximum of £5,000 per household although it can only be used to cover two-thirds of the costs. While this might seem straightforward, there are some things to consider as there are criteria that you will need to meet in order to qualify for it.
To qualify for cavity wall insulation you should be in receipt of one of the following benefits:
- Armed Forces Independence Payment
- Attendance Allowance
- Carer’s Allowance
- Child Benefit *
- Child Tax Credit
- Constant Attendance Allowance
- Disability Living Allowance
- Income-Based Jobseekers Allowance
- Income-Related Employment Support Allowance
- Income Support
- Industrial Injuries Disablement Benefit
- Pension Guarantee Credit
- Personal Independence Payment (PIP)
- Severe Disablement Allowance
- Universal Credit
- War Pensions Mobility Supplement
- Working Tax Credit
There is another criteria that you are expected to meet and that is the fact that you own your own property or rent it from a landlord privately. It is worth remembering that this is not available for Council or Housing Association tenants unless you are a tenant who owns more than 50% of the property.
Furthermore, it’s important that the property is occupied and is not left empty or undergoing refurbished. The wall area that is to be insulated must also be a minimum of 60% of the size of the property which means that generally, extensions will not qualify for the grant.
The cost of cavity wall insulation can be worth up to £1,000 but it can save as much as £530 a year of your energy bills. As a result, there are grants available to take advantage of if you own your own home and meet the eligibility as put forward by energy companies.
The majority of homes that were built between 1920 and 1990 will have a gap between the external and internal walls. Without insulation, cold air can permeate the brickwork and enter the home. However, cavity insulation will help to prevent this by keeping warm air inside and cold air out.
The Government has a target to meet when it comes to reducing carbon emissions and in order to speed up the process, they are encouraging the big six energy suppliers to offer grants and cavity wall insulation that falls within the scheme.
All of the energy providers who form part of the scheme will have their own eligibility criteria but you will find that the majority of them will have the same criteria.
The reality is that by qualifying for cavity wall insulation, you will be able to make significant savings on your energy bills and make sure your home remains warm. The average cost of cavity wall insulations costs around £610 but it can help you save hundreds of pounds each year although this will depend on your heating usage and the home you own.
It was fairly standard practice to build properties with cavities between 1924 and 1982 which means that the cavity between the two layers of internal and external brickwork was not filled with insulation.
However, in 1982, alterations were made to building regulations and that means that insulation was required to be fitted into the cavity at the time that properties were built. Any property built prior to 1924 is likely to be built without a cavity. Despite the changes, some properties that were built after 1982 did not have cavity insulation installed and this is the reason why cavity wall insulation grants are available.
The cavity insulation is generally made from shredded mineral wool known as glass fibre and polystyrene bead that can help to reduce heat loss via the walls by as much as 35%.
As you can make significant savings by having cavity wall insulation installed, it’s worth exploring whether the grants can work for you. Qualifying for the grants might be easier than you think as you will only be required to meet the specific eligibility criteria.