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How To Qualify For A Loft Insulation Grant?

How to Qualify for a Loft Insulation Grant?

It’s essential that every home has good insulation and without it, energy bills will increase and that also means a greater impact on the environment. Despite this, with the right level of loft insulation, it’s possible to improve the efficiency of your home and reduce your bills. So, how do you qualify for loft insulation?

Obtaining Free Loft Insulation

In the UK, there are several government grants available that can help you take advantage of loft insulation.

Energy Company Obligation (ECO)

The ECO scheme has been implemented by the government to ensure that energy companies are doing everything possible to ensure that people’s homes are efficient. Under this scheme, the large energy providers can offer grants that help to improve the efficiency of those homes that are not energy efficient as well as families on a low income.

Green Homes Grant Scheme

This grant became available in September 2020 and it provides homeowners who are receiving benefits with the opportunity to receive as much as £10,000 in vouchers for carrying out home improvements such as loft insulation. It’s also open to those who are not claiming benefits which means that they could claim up to £5,000 to cover two-thirds of the cost of the work.

Eligibility for a Loft Insulation Grant

In order to qualify for the schemes that are available, there are criteria that have to be met. The ECO scheme is dependent on a range of factors including the area you live, the Energy Performance Certificate rating of your home, the emissions you could save if the work is completed and if you are in receipt of any benefits. Certain criteria can include the accessibility of the loft, the current insulation being less than 100mm thick and that there should be no water damage.

The different energy providers will have different expectations and criteria that will need to be met in order to access the grant. In order to determine whether you are eligible, you will need to make contact with your energy provider and then ask them whether you are able to access the grant. They will then go through the process and provide the relevant steps to follow should you qualify for it.

In the same way as the ECO scheme, the Green Homes Grant has a number of restrictions in place that you must consider before you apply. It is available for both homeowners and landlords, which means that both can apply although leasehold properties will be required to obtain permission from freeholders prior to going ahead with any changes. For any new builds that are yet to be inhabited, they are not included in the scheme while commercial premises are not included.

What’s Available and How Do I Apply?

In order to qualify for the schemes that are available, there are criteria that have to be met. The ECO scheme is dependent on a range of factors including the area you live, the Energy Performance Certificate rating of your home, the emissions you could save if the work is completed and if you are in receipt of any benefits. Certain criteria can include the accessibility of the loft, the current insulation being less than 100mm thick and that there should be no water damage.

The different energy providers will have different expectations and criteria that will need to be met in order to access the grant. In order to determine whether you are eligible, you will need to make contact with your energy provider and then ask them whether you are able to access the grant. They will then go through the process and provide the relevant steps to follow should you qualify for it.

In the same way as the ECO scheme, the Green Homes Grant has a number of restrictions in place that you must consider before you apply. It is available for both homeowners and landlords, which means that both can apply although leasehold properties will be required to obtain permission from freeholders prior to going ahead with any changes. For any new builds that are yet to be inhabited, they are not included in the scheme while commercial premises are not included.

While you might find that you are eligible for these schemes that we have mentioned, it’s worth understanding that there are some restrictions that you will need to consider. If you have already received a grant then there is a possibility that you won’t be able to apply for another. Therefore, you won’t be able to claim a Green Homes Grant vouched and then submit a claim for an item on the ECO scheme, although this is possible if you are claiming for two different things. As an example, you might be receiving a grant for loft insulation using the Green Homes Scheme but then apply for a grant for the cavity wall insulation using the ECO scheme.

As far as the ECO scheme goes, you should be mindful of some stipulations that are in place. This means that should you pick some certain improvements, it could mean that some of the other improvements are no longer available to you, so this is something that you will need to consider. Therefore, these improvements are split into two categories and are known as Primary and Secondary. Therefore, in order to qualify for a secondary improvement, you will be expected to pick a minimum of one primary improvement.

Included with the Primary improvement list is loft insulation as well as other forms of insulation along with low-carbon heating such as air source and ground source heat pumps and biomass boilers. The secondary list then consists of other improvements which can include the likes of double glazing, draught-proofing and energy-efficient doors.

Fortunately, the likes of loft insulation are included in the primary list which means that if this is the only addition you require then you’ll be able to access it without the need of having to choose any other items.

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